FERNEEM

A clearer plan for everyday life.Practical printable planners and PDF workbooks for your time, money, studies, and projects.All prices are in USD. Every item is a digital PDF download. Secure checkout and file delivery are handled by Gumroad.Featured digital downloadsWedding Planner Checklist — $19.99 — A 31-page workbook for budgets, guests, vendors, and the wedding-day plan.2027 Annual Planner — $12.99 — Year-at-a-glance planning, monthly plans, quarterly reviews, and a year-end reflection.Debt Payoff Planner — $14.99 — Choose a Snowball payoff order and track monthly debt progress.Plan your time and homeMonthly Budget Planner & Tracker — $12.99 — Plan monthly income, bills, everyday spending, and savings goals.Household Budget & Savings Planner — $7.99 — Organize shared household costs, savings steps, and monthly check-ins.Weekly Meal Planner + Grocery List — $9.99 — Plan weekly meals, organize groceries, and track a food budget.Student Study Planner 2027 — $11.99 — Track classes, assignments, exams, semester goals, and study time.Build a business or create content30 Social Media Content Ideas — $6.99 — Thirty prompts with a weekly planning grid and accuracy checklist.Fashion Boutique Business Plan Workbook — $24.99 — Plan a boutique concept, pricing, and a practical 90-day action plan.90-Day Content Calendar for Small Business — $19.99 — Plan posts with caption prompts, hooks, hashtag sets, and weekly reviews.Small Business Starter Workbook — $24.99 — Shape a business idea, offer, price, and practical first-month plan.Rates, prices & housingGlobal Interest Rate Field Guide & Tracker — $9.99 — Compare official rate changes and keep a practical record.Household Inflation & Price Watch — $8.99 — Track household prices over 12 weeks and review spending categories.Homebuyer Decision & Cost Planner — $12.99 — Organize a home search, costs, and property comparisons.Rent or Buy? Housing Scenario Workbook — $10.99 — Compare personal rent and ownership assumptions side by side.Cost-of-Living Reset: 30-Day Household Planner — $9.99 — Plan bills, weekly spending, and irregular household costs.Questions? Contact [email protected]Digital PDF downloads only.